Quickstart
An empty sandbox to a loan with its first payment settled, in six calls.
Concepts
Every object the Platform holds, and how each one leads into the next.
Lending
The four things you touch every day, in the order you set them up.Products
Define the types of loan you offer, and issue every loan under them.
Clients
Register borrowers under your own identifiers. Who they are stays yours.
Loans
Quote the terms, issue the agreement, and record the acts that follow.
Payments
Report the money that arrives and see, per loan, where each part landed.
Servicing
What happens to a loan after it is issued, and how you put it right when something was recorded in error.Pricing
How the dates, the payments, the fees and the disclosed cost are derived.
Delinquency
When a payment goes overdue, what it costs, and calling the balance in.
Correcting mistakes
Retract a fact recorded in error, reverse a payment, correct a label.
Selling a loan
Record a cession, the point from which the loan is no longer yours.
Credit risk
Deciding whether to lend, and how much, before the loan exists.Credit policy
Write the rules that approve, refer or decline, and put one in force.
Decisions
Ask for a decision on one application and read back what the policy did.
Credit sources
Reach a credit bureau under your own contract and your own signing key.
Facilities
Grant a credit line once, and draw loans against it over the months.
Going live
What has to be true before you issue your first real loan.Sandbox and live
Two separate tenancies, two books, and nothing crossing between them.
API keys
Every request is signed. Here is how the signature is built and checked.
Company profile
State who you are and where you lend, before the first loan is issued.
Lending in Mexico
The rules the Platform enforces here, and where each one comes from.
API reference
Every route, with its exact fields, its bounds and the error each value returns.Working with the API
Conventions, signing, pagination and retries, and then every route.
Errors
Every status the API answers, and every refusal code it publishes.